Promoting Self-use of a Digital Credit Platform

Last Mile Money initiative partners Ideate Innovation to digitize end-to-end credit experience.

The Challenge

As organizations began offering stock credit services to small businesses in the wake of Covid-19, they faced a key challenge: needing sizable field teams, leading to unscalable time and investments.

IDEO.org’s Last Mile Money initiative partnered with us to address this by digitizing the end-to-end credit experience.

The Work

The Outcome

4 key experiences were focused on: onboarding, home screen, loan application and repayment. They were prototyped, tested, iterated, and then merged into a coherent final design.Merchants were now a lot more comfortable with the app, as it addressed several of their concerns uncovered in research. This redesign is now being rolled out to 30,000 merchants across the country.